California Hard Money Loan Referral Hotline (909) 944-8001
Attn Brokers: Get Paid For Qualified Referrals on Hard Money Loans in California
Do you have a clients that you can’t get approved?
- Rough credit?
- No proof of income?
- Tax returns are a mess?
- Can’t go “full doc”?
What if there was a way to stop throwing money away and start helping your clients?
Monterey Mortgage specializes in funding loans that other lenders will not do through our network of California Trust Deed Investors.
We welcome referrals from licensed California real estate brokers and mortgage brokers. Now you don’t have to give up on that headache loan. If you can’t get your client approved with your company or another conventional lender; now you can get paid for your qualified referrals AND maintain your relationship with YOUR client. We have the resources and ability to fund even the most difficult situations.
What Is Different About California Hard Money Equity Lenders?
Because hard money loans in California are funded through the Monterey Mortgage network of private investors, we are in a unique position where we determine the underwriting/”qualifying” guidelines. This allows us to offer you (and your clients) quick answers, approvals, & funding. We accept challenging circumstances (transactions) and you can forget about the endless game of “ping pong” on conditions for funding.
We can help you! Even if your client has any of the following circumstance:
- Unverifiable Income
- Bad Credit or No Credit
- Credit scores below 500
- Debt consolidation
- No income / asset verification
At Monterey Mortgage, we are looking for owner & non-owner residential or commercial real estate loans with substantial equity. We know how difficult it can be for you in today’s chaotic and constantly changing financial world. When you refer a loan to us, you retain your client AND you get paid when you would normally have to turn your client down !
We know the value of the broker/client relationship and we honor & protect your client relationship!
We know how hard you work to create and maintain your client base. That’s why we work quickly to perform for you and your client. This helps create more business for you in the future. Monterey Mortgage offers continuing representation of all referrals. This protects your network and client base.
We realize that our best source for California Hard Money Loan referrals is you, the licensed business professional. Because of that, we are committed to making the loan submission and underwriting process as easy and efficient as possible. Our goal is to provide quick responses, professional service, and timely funding.
What Do I Need To Refer A California Private Money Loan ?
A hard money loan from Monterey Mortgage is quick and easy. We’ll help you close more loans, faster, without the normal headaches.
We offer some of the best LTV, rate, and terms available for hard money loans. We pre-approve and close loans quickly, so your transactions are done, your clients and agents are happy, and you get paid!
Loan Submission is QUICK & EASY!
All we need is:
- Completed 1003
- Credit Report (no older than 60 days)
- Loan Purpose Letter
We finance many types of loans:
- Purchase loans
- Refinance loans
- Equity loans
- Commercial loans
- Construction loans
- Land loans
- Bridge funding
*All loans secured by real estate
What Are The Typical Programs For A Hard Money Loan in California?
Owner & Non-Owner Occupied Loans
SFR, Condominiums, Townhouses
Up to 65% LTV on purchases
Up to 65% LTV on refinances
Loan amounts from $20,000 to $2,000,000
Loan terms from 3 to 7 years
Stated income loan
No FICO score minimums.
Multi-Family Units (2+ units)
Up to 65% LTV on purchases
Up to 65% LTV on refinances.
Commercial and Industrial
Up to 60% LTV on purchases
Up to 60% LTV on refinances
Rehabilitation & Land
Call for underwriting & pricing guidelines as each situation is unique or send us an email inquiry and we’ll reply right away! (909) 944-8001
If you have been frustrated by other lenders unkept promises, quotes that constantly change, or missed deadlines; call Monterey Mortgage now! We give you a quick, clear cut, definitive answer for your hard money loan scenario with simple qualification and fast funding.
Call us now before the company you broker your deal to sends it to us !
*Fees and points vary slightly depending upon LTV & other factors.
*Licensed Brokers Only
Call Now & Get Paid For Your Qualified California Hard Money Loan Referral (909) 944-8001