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California Hard Money Loans – Private Money Equity Lending

Call our California Hard Money Loans Hotline Now (909) 944-8001

California Hard Money Loans Application Private Money Lenders (909) 944-8001

How do I get private equity California hard money loans?

Have you been turned down by banks, credit unions, and other conventional lenders?  Or do you just need a fast funding without all of the hassle and “red tape” that comes with conventional loans?

We can help.

At Monterey Mortgage, we are California hard money equity lenders, and we have our own flexible standards and guidelines for underwriting your loan.

In other words, we are able to help you get your private equity loan approved & funded fast with our quick and efficient hard money loan process.

Since 1988, Monterey Mortgage has arranged hard money, equity based financing in California for Residential, Commercial, Land, & New Construction loans of all types.

Our private money trust deeds allow us to help almost any borrower, regardless of their situation or history. Because of that, we routinely help all types of borrowers from individuals, LLCs, trusts, estates, corporations, to foreign nationals, and other types of borrowers who struggle with the stringent underwriting standards of banks, credit unions, or other conventional lenders.

What is required by California hard money lenders?

Above all, and in most situations, the only thing you need for a private money loan is an existing structure or even a vacant lot that has equity.

For example, we don’t get caught up in your credit score or other things like that. In short, what we look at is the amount of equity you have in the property, and your ability to repay the loan; that’s what matters most. In this case, we view your credit report with the understanding that life happens. Also, we know that a credit report doesn’t always tell the whole story.

Therefore, as Private Equity Hard Money Lenders in California, our focus when reviewing your private money loan application is on:

  • The current value of your property.
  • The purpose of the equity loan.
  • Your exit strategy or ability to repay it.

At Monterey Mortgage, in brief, we know that where there is property, equity, and vision; we can help.

Can I get a residential or commercial hard money private equity loan in California?

In brief; Yes. Again, to summarize, it comes down to the amount of equity in your property, the purpose of the loan, and your exit strategy/ability to repay the loan.

Residential Equity Based, Hard Money Lending

Some of the most common hard money loans we do are Residential properties (both refinance and purchases). Since 1988 we have helped countless clients with privately funded residential loans from as little as $20,000 to as much as $2,000,000.

We specialize in helping people that have been denied by conventional lenders, who would rather avoid the nonstop “back & forth” with underwriting, or who just want a simple, quick, pain-free way of accessing their equity.

Construction Equity Based, Hard Money Lending

Whether you are an owner/builder, contractor, or just an everyday person, when it is time for private equity lending, Monterey Mortgage is here for you. Whether you’re building a family home, strip mall, or office complex; we work with you to get your project funded quickly.

Owner/Builder
Spec Homes
Rehab Homes
Commercial
*Subject to verification of property value

Information Required to start your Hard Money Loan Application:

Step one is to provide us the basic details on the type of private money, equity loan you are looking for, how much you want to borrow, and details about the property you are financing. For instance:

  • Property Type
  • Location of Real Estate
  • Value of Property
  • Total Amount Owed On Property

Whether you’re a first time home buyer, want to refinance, are looking for a construction loan, or something else where you need to access your equity quickly; Monterey Mortgage can help.

We understand that most banks, credit unions, and conventional lenders don’t allow for specialized or custom loan needs that don’t fall within their very specific underwriting guidelines.

Our hard money loans are designed to meet a wide variety of private equity financing needs quickly. Therefore,  we work to help you take advantage of financial opportunities to preserve or grow your assets

Hard Money Equity Loan Program Highlights

  • Equity Loans up to 65% Total Loan To Value
  • Loan amounts from $20,000 to $2,000,000
  • Loan terms from 3 to 5 years
  • 1st or 2nd Trust Deeds in California
  • Residential or Commercial Property – All Types
  • Land Loans
  • Construction Loans
  • Self Employment is OK
  • No Proof of Income is OK
  • Low FICO Credit Score is OK (No FICO Minimum)
  • Easy Application Process
  • Easy Qualification / Fast Approval

*Subject to verification of property value

Call Monterey Mortgage Now For Your California Hard Money Lending Needs (909) 944-8001

 

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Company Profile

Founded in 1988, family owned and operated, Monterey Mortgage Hard Money Loans & Trust Deed Investments Specializes in California Hard Money Lending & California Trust Deed Investing Services

CA DRE# 00923334
NMLS# 422805

Our Location

Monterey Mortgage Hard Money Loans & Trust Deed Investments
9513 Business Center Dr
Ste G,
Rancho Cucamonga 91730
Phone: (909) 944-8001
Email: info@montereymtg.com

Copyright © 2023 · Monterey Mortgage. 9513 Business Center Dr. Ste G. Rancho Cucamonga, Ca 91730 . (909) 944-8001